Financing essential assets through local partnerships
in24 enables underserved customers to access household and productive assets by combining local distribution with independent financing.
Last-mile distributors originate customers
Local partners identify customers, explain the product, install the asset and provide customer support. They remain fully focused on sales and service.
in24 provides financing
in24 independently assesses customers, approves loans, provides financing and manages portfolio performance. Financing decisions remain consistent across partners and markets.
Customers repay and build financial access
Customers repay in affordable instalments while gaining access to assets that improve livelihoods and resilience. Portfolio data continuously improves underwriting and customer selection.
Last-mile distributors originate customers
Local partners identify customers, explain the product, install the asset and provide customer support. They remain fully focused on sales and service.
in24 provides financing
in24 independently assesses customers, approves loans, provides financing and manages portfolio performance. Financing decisions remain consistent across partners and markets.
Customers repay and build financial access
Customers repay in affordable instalments while gaining access to assets that improve livelihoods and resilience. Portfolio data continuously improves underwriting and customer selection.
Why This Model Works
Separating distribution from financing
Traditional financing models often force distributors to combine sales and credit. in24 separates these functions.
Distributors focus on reaching customers. in24 focuses on portfolio quality and financing. This creates a scalable model for expanding access to micro-asset finance.