How in24 Works
A simple and scalable model
in24 connects customers, distributors and investors in a platform that enables responsible financing of essential assets.
Each participant focuses on their core role. Distributors sell and service high-quality products. in24 manages the credit process and loan portfolio. Investors provide the capital that enables customers to purchase assets through affordable installment financing.
This structure allows access to finance to expand while maintaining strong standards of credit discipline and customer protection.
A household or entrepreneur selects a product from a trusted local distributor. These may include renewable energy systems, agricultural equipment, clean cooking solutions or electric mobility. The distributor provides advice, installation and after-sales service.
If financing is needed, the distributor submits a loan application through the in24 platform. in24 performs the credit assessment using disciplined microfinance practices supported by technology-enabled credit processes.
Once the loan is approved, the distributor installs the asset and activates the warranty and after-sales service. The customer can begin using the asset immediately.
Customers repay the loan in affordable installments aligned with their income and cash flow. Responsible lending practices help ensure that repayment terms remain manageable for households and entrepreneurs.
The result
Customers gain access to life-improving assets.
Distributors expand their market.
Investors support access to finance with measurable impact.
in24 provides the platform that connects these participants in a responsible and scalable asset finance ecosystem.