Built by practitioners
in24 was founded by professionals with decades of combined experience across microfinance, PAYGo and last-mile distribution in emerging markets. We believe millions of customers are excluded from financing not because they lack repayment capacity, but because existing institutions were not designed to serve them efficiently.
Our Mission
Expand access to essential assets through responsible micro-asset finance
We focus on assets that improve livelihoods, resilience and quality of life while maintaining sustainable portfolio performance.
Our Approach
How we expand responsibly
Local distribution partnerships
Working with trusted partners who know their customers and communities.
Independent credit decisions
Separating lending from sales to maintain portfolio quality.
Disciplined portfolio management
Applying best-practice microfinance methods and processes.
Scalable operating standards
Building systems that work across products and markets.
Governance
Structured for mission alignment
in24 B.V. is structured for long-term mission alignment and disciplined growth. The company is currently owned through Stichting in24, a foundation established to safeguard the mission and support continued development of micro-asset finance. As in24 grows, governance will evolve with independent oversight and broader stakeholder participation.
