Building Africa's Leading Micro-Asset Finance Platform
in24 provides asset finance loans directly to last-mile households and entrepreneurs across Africa, enabling them to purchase essential assets through affordable installments. We work with trusted local distributors that sell and install assets such as renewable energy systems, agricultural equipment and electric mobility.
We are currently piloting the model in Uganda, with expansion planned in Zambia, Malawi, Mozambique and Kenya during 2026.
in24 was founded by former microfinance and PAYGo leaders who have spent decades building asset finance businesses across Africa. Through this work we have seen both how last-mile asset finance should be done, and how it should not be done. in24 is built on those lessons.
Our goal is simple: to make the last mile bankable.
The Opportunity
Access to finance remains one of the largest barriers to economic opportunity across Africa
Millions of households and entrepreneurs lack affordable credit to acquire assets that increase income and resilience.
in24 addresses this gap by providing asset finance loans directly to customers, enabling them to purchase essential assets through affordable installment payments. We work with trusted distributors that supply, install and service the assets.
Where We Operate
Growing across Africa
Currently piloting
Uganda
Planned expansion in 2026
Zambia · Malawi · Mozambique · Kenya
What We Finance
Essential assets that create income and opportunity
in24 provides loans for essential assets that help households and entrepreneurs increase productivity, reduce costs and improve resilience.
Renewable energy systems
Agricultural equipment
Clean cooking solutions
Electric mobility
Other productive assets for small businesses
These assets enable income generation, climate resilience and sustainable economic growth.
How in24 Works
A simple and scalable partnership model
Customers purchase products from trusted distributors who provide installation and after-sales service.
When financing is needed, the distributor submits a loan application through the in24 platform. in24 provides the loan, performs the credit assessment and manages the loan portfolio using disciplined microfinance practices supported by technology.
Once approved, the asset is installed and the customer begins repayment in affordable installments aligned with their income.
Building a Sustainable Ecosystem
A win-win model for all participants
in24 provides responsible asset finance loans while working with distributors and investors to build a sustainable ecosystem for last-mile asset financing.
Access financing for products with transparent terms and the opportunity to build a credit history.
Learn more for ClientsGrow sales by offering affordable financing while focusing on product quality, installation and after-sales service.
Learn more for DistributorsAccess diversified micro-asset loan portfolios with disciplined credit management and measurable impact.
Learn more for InvestorsOur Team
Experience that builds trust
The in24 leadership team brings decades of experience in microfinance, asset finance and last-mile distribution across Africa. The team has supported dozens of PAYGo companies and MFIs across the continent and combines deep operational expertise with strong networks in distribution, finance and technology.
Our mission is to build a scalable and responsible micro-asset finance platform that expands economic opportunity while maintaining strong portfolio quality.
Meet the TeamStay Updated
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